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Terms of Service

Last updated: June 07, 2026

Please read these Terms of Service ("Terms") carefully before using the Bingwa Stocks Analysis platform (the "Service"). By accessing or using the Service, you agree to be bound by these Terms.

1. Acceptance of Terms

By creating an account or otherwise using the Service, you confirm that you have read, understood, and agree to these Terms. If you do not agree, you must not use the Service.

2. Eligibility

You must be at least 18 years old, or the age of legal majority in your jurisdiction, to use the Service.

3. Not Financial Advice

Bingwa Stocks Analysis is an independent educational and analytics platform. It is not affiliated with the Dar es Salaam Stock Exchange (DSE) or any regulatory authority. All content, signals, insights, mentor posts, and AI-generated material are for informational and educational purposes only and do not constitute financial, investment, legal, or tax advice. You are solely responsible for your investment decisions.

4. Accounts

You are responsible for safeguarding your login credentials and for all activity that occurs under your account.

5. Subscriptions and Payments

Certain features require a paid subscription. Pricing is shown in the Service and may change. Unless stated otherwise, subscription fees are non-refundable.

6. Acceptable Use

  • Do not use the Service for unlawful, harmful, or fraudulent activity.
  • Do not attempt to disrupt, reverse engineer, or gain unauthorized access to the Service.
  • Do not scrape, copy, or redistribute content without prior written permission.
  • Do not impersonate any person or entity.

7. User Content

You retain ownership of content you post. By posting, you grant us a worldwide, non-exclusive, royalty-free license to host, display, and distribute that content within the Service.

8. Intellectual Property

The Service, including its software, design, logos, and original content, is owned by Bingwa Stocks Analysis and protected by applicable intellectual property laws.

9. Disclaimers

The Service is provided "AS IS" and "AS AVAILABLE" without warranties of any kind. We do not warrant that the Service will be uninterrupted, error-free, or that data displayed is accurate, complete, or current.

10. Limitation of Liability

To the maximum extent permitted by law, Bingwa Stocks Analysis shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenues, data, or trading losses, arising out of or in connection with your use of the Service.

11. Termination

We may suspend or terminate your access to the Service at any time if we believe you have violated these Terms.

12. Changes to the Terms

We may update these Terms from time to time. Continued use of the Service after changes become effective constitutes acceptance of the revised Terms.

13. Governing Law

These Terms are governed by the laws of the United Republic of Tanzania.

14. Contact

If you have questions, contact us at bingwastocksanalysis@gmail.com.